Fortunately, the mortgage terms acceptable enough: with an initial
contribution of 10-15% of the total cost of buying bank interest is
usually about 3,5-5,2%. In Canada, it is believed that money should be
spent on the mortgage over 30% of their income, but immigrants are
happy to exceed that mark, but we would become a perpetual tenants. But
banks usually appoint an immigrant who has no credit history, a much
higher percentage and a higher percentage of the initial contribution.